Chocolate Chip Banana Bread

Section: Indulgent Desserts for Sweet Endings

This chocolate chip banana bread combines ripe bananas and melty chocolate chips into a moist flavorful loaf you can whip up in one bowl. With just a few pantry staples and about an hour in the oven you will have a golden tender bake ready to enjoy. It is great warm fresh out of the oven or cooled and toasted the next day. Add nuts or try dairy free swaps as needed. Whether for breakfast dessert or a cozy snack this loaf never lasts long.

A woman wearing glasses smiles for the camera.
Published By Ioana
Updated on Sun, 06 Jul 2025 13:53:45 GMT
A slice of chocolate chip banana bread. Bookmark
A slice of chocolate chip banana bread. | ioanacooks.com

This chocolate chip banana bread is my go to when I want something quick comforting and guaranteed to disappear fast. With only one bowl and ingredients I always have on hand this loaf delivers the perfect balance of sweet ripe banana and melted chocolate in every slice. It is the kind of recipe you can make while chatting on the phone or helping with homework and it never disappoints.

I first baked this when I had a trio of browning bananas and a craving for something cozy. My kids could not wait for it to cool and devoured half before I even sliced it properly.

Ingredients

  • Ripe bananas: provide moisture and sweetness look for heavily speckled skin
  • Unsalted butter: adds richness and a tender crumb quality matters here
  • Brown sugar: brings depth and softness dark gives a hint of molasses
  • Eggs: bind and structure the loaf use at room temperature for best texture
  • Vanilla extract: boosts flavor opt for pure not imitation
  • All purpose flour: forms the base sift it for a lighter result
  • Baking soda: lifts the loaf check freshness before using
  • Salt: balances sweetness fine sea salt works best
  • Cinnamon: adds warm subtle spice freshly ground is ideal
  • Semisweet chocolate chips: melt into gooey pockets choose a quality brand

Step by Step Instructions

Prep the Oven:
Preheat the oven to three hundred fifty degrees Fahrenheit and grease a nine by five inch loaf pan or line it with parchment paper to avoid sticking
Mix Wet Ingredients:
In a large mixing bowl mash bananas with a fork until mostly smooth then stir in the melted butter brown sugar eggs and vanilla until the mixture is evenly combined and slightly frothy
Combine Dry Ingredients:
In a separate bowl whisk together flour baking soda salt and cinnamon until no lumps remain this ensures even distribution throughout the batter
Mix Wet and Dry:
Add the dry mixture to the wet in stages using a spatula to fold gently just until combined do not overmix or the loaf will turn dense
Fold in Chocolate Chips:
Gently fold in most of the chocolate chips reserving a small amount to sprinkle over the batter before baking for a more appealing finish
Bake the Bread:
Transfer the batter to the prepared pan smooth the top and sprinkle reserved chips over it bake for fifty to sixty minutes or until a toothpick comes out with a few moist crumbs
Cool and Serve:
Let the bread cool in the pan for ten minutes then remove and place on a wire rack to cool completely before slicing
A slice of chocolate chip banana bread. Bookmark
A slice of chocolate chip banana bread. | ioanacooks.com

Storage Tips

Keep the banana bread in an airtight container at room temperature for up to three days or refrigerate for five. To freeze slice and wrap each piece tightly in plastic then store in a zip bag. Reheat in the microwave or toaster until warm.

Ingredient Substitutions

For a dairy free version replace butter with melted coconut oil. Gluten free blends work well as long as they are a one to one substitute. You can also use coconut sugar or a monk fruit sweetener if you prefer low sugar options.

A slice of chocolate chip banana bread. Bookmark
A slice of chocolate chip banana bread. | ioanacooks.com

Serving Suggestions

Serve slices warm with butter almond butter or drizzled with maple syrup. Toasted leftovers make a cozy breakfast paired with tea or coffee. For dessert try topping with whipped cream or yogurt.

Cultural Context

Banana bread became popular in the United States during the Great Depression as a way to reduce food waste. The addition of chocolate chips is a modern twist that adds indulgence and turns a classic loaf into a bakery style treat.

I always keep a few bananas on the counter just for this loaf. My daughter once packed it for school and told me it was the best part of her lunch. The cinnamon chocolate combo has become our family favorite.

Frequently Asked Questions About Recipes

→ Can I make this banana bread ahead of time?

Yes it stores well in an airtight container for up to five days or can be frozen for longer storage.

→ How ripe should the bananas be?

The riper the better look for brown speckled or completely brown peels for maximum sweetness and moisture.

→ Can I substitute butter in the loaf?

Yes you can use melted coconut oil or vegan butter for a dairy free version without affecting texture.

→ Why should I avoid overmixing the batter?

Overmixing can lead to a dense loaf. Mixing just until the dry ingredients are combined keeps the bread tender.

→ How do I know when it is done baking?

Check with a toothpick inserted in the center. It should come out clean or with a few moist crumbs but no wet batter.

Chocolate Chip Banana Bread

Moist banana loaf packed with chocolate chips. Easy to make and great for any time of day.

Time Needed to Prep
15 minutes
Cooking Duration
55 minutes
Overall Time
70 minutes
Published By: Ioana

Category of Recipe: Desserts

Preparation Difficulty: Easy to Make

Type of Cuisine: American

Number of Portions: 10 How Many It Serves (1 standard loaf)

Dietary Preferences: Made for Vegetarians

Ingredients You'll Need

→ Main Ingredients

Ingredient 01 3 ripe bananas mashed
Ingredient 02 1/2 cup unsalted butter melted
Ingredient 03 3/4 cup brown sugar packed
Ingredient 04 2 large eggs
Ingredient 05 1 teaspoon vanilla extract
Ingredient 06 1 3/4 cups all-purpose flour
Ingredient 07 1 teaspoon baking soda
Ingredient 08 1/2 teaspoon salt
Ingredient 09 1/2 teaspoon ground cinnamon optional
Ingredient 10 1 cup semisweet chocolate chips

Steps to Follow

Step 01

Preheat the oven to 350°F and grease a 9×5-inch loaf pan or line with parchment paper.

Step 02

In a large bowl, mash bananas until mostly smooth. Stir in melted butter, brown sugar, eggs, and vanilla until fully blended.

Step 03

In a separate bowl, whisk together flour, baking soda, salt, and cinnamon until evenly mixed.

Step 04

Gradually add dry ingredients to the wet mixture, stirring gently until just combined. Avoid overmixing.

Step 05

Fold in chocolate chips, reserving a small handful for topping the batter later.

Step 06

Pour batter into prepared pan, sprinkle reserved chips on top, and bake for 50 to 60 minutes or until a toothpick inserted in the center comes out clean.

Step 07

Allow loaf to cool in pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.

Extra Tips

  1. Use very ripe bananas for enhanced sweetness and moisture.
  2. Avoid overmixing the batter to maintain a soft tender crumb.
  3. Chocolate chips can be substituted with chopped chocolate or mini chips for even distribution.
  4. Loaf freezes well for up to 3 months when tightly wrapped.

Tools You'll Need

  • Mixing bowls
  • Whisk
  • 9×5-inch loaf pan
  • Parchment paper
  • Spatula
  • Toothpick
  • Wire rack

Allergen Information

Carefully check food labels for allergens and consult an expert if you're uncertain.
  • Contains eggs
  • Contains gluten
  • Contains dairy

Nutritional Information (Per Serving)

Remember, these values are for guidance only and shouldn't replace advice from a professional.
  • Calories Per Serving: 265
  • Total Fat: 12 grams
  • Carbohydrate Amount: 35 grams
  • Protein Amount: 4 grams