
This chocolate chip banana bread is my go to when I want something quick comforting and guaranteed to disappear fast. With only one bowl and ingredients I always have on hand this loaf delivers the perfect balance of sweet ripe banana and melted chocolate in every slice. It is the kind of recipe you can make while chatting on the phone or helping with homework and it never disappoints.
I first baked this when I had a trio of browning bananas and a craving for something cozy. My kids could not wait for it to cool and devoured half before I even sliced it properly.
Ingredients
- Ripe bananas: provide moisture and sweetness look for heavily speckled skin
- Unsalted butter: adds richness and a tender crumb quality matters here
- Brown sugar: brings depth and softness dark gives a hint of molasses
- Eggs: bind and structure the loaf use at room temperature for best texture
- Vanilla extract: boosts flavor opt for pure not imitation
- All purpose flour: forms the base sift it for a lighter result
- Baking soda: lifts the loaf check freshness before using
- Salt: balances sweetness fine sea salt works best
- Cinnamon: adds warm subtle spice freshly ground is ideal
- Semisweet chocolate chips: melt into gooey pockets choose a quality brand
Step by Step Instructions
- Prep the Oven:
- Preheat the oven to three hundred fifty degrees Fahrenheit and grease a nine by five inch loaf pan or line it with parchment paper to avoid sticking
- Mix Wet Ingredients:
- In a large mixing bowl mash bananas with a fork until mostly smooth then stir in the melted butter brown sugar eggs and vanilla until the mixture is evenly combined and slightly frothy
- Combine Dry Ingredients:
- In a separate bowl whisk together flour baking soda salt and cinnamon until no lumps remain this ensures even distribution throughout the batter
- Mix Wet and Dry:
- Add the dry mixture to the wet in stages using a spatula to fold gently just until combined do not overmix or the loaf will turn dense
- Fold in Chocolate Chips:
- Gently fold in most of the chocolate chips reserving a small amount to sprinkle over the batter before baking for a more appealing finish
- Bake the Bread:
- Transfer the batter to the prepared pan smooth the top and sprinkle reserved chips over it bake for fifty to sixty minutes or until a toothpick comes out with a few moist crumbs
- Cool and Serve:
- Let the bread cool in the pan for ten minutes then remove and place on a wire rack to cool completely before slicing

Storage Tips
Keep the banana bread in an airtight container at room temperature for up to three days or refrigerate for five. To freeze slice and wrap each piece tightly in plastic then store in a zip bag. Reheat in the microwave or toaster until warm.
Ingredient Substitutions
For a dairy free version replace butter with melted coconut oil. Gluten free blends work well as long as they are a one to one substitute. You can also use coconut sugar or a monk fruit sweetener if you prefer low sugar options.

Serving Suggestions
Serve slices warm with butter almond butter or drizzled with maple syrup. Toasted leftovers make a cozy breakfast paired with tea or coffee. For dessert try topping with whipped cream or yogurt.
Cultural Context
Banana bread became popular in the United States during the Great Depression as a way to reduce food waste. The addition of chocolate chips is a modern twist that adds indulgence and turns a classic loaf into a bakery style treat.
I always keep a few bananas on the counter just for this loaf. My daughter once packed it for school and told me it was the best part of her lunch. The cinnamon chocolate combo has become our family favorite.
Frequently Asked Questions About Recipes
- → Can I make this banana bread ahead of time?
Yes it stores well in an airtight container for up to five days or can be frozen for longer storage.
- → How ripe should the bananas be?
The riper the better look for brown speckled or completely brown peels for maximum sweetness and moisture.
- → Can I substitute butter in the loaf?
Yes you can use melted coconut oil or vegan butter for a dairy free version without affecting texture.
- → Why should I avoid overmixing the batter?
Overmixing can lead to a dense loaf. Mixing just until the dry ingredients are combined keeps the bread tender.
- → How do I know when it is done baking?
Check with a toothpick inserted in the center. It should come out clean or with a few moist crumbs but no wet batter.