Meatloaf With Mashed Cheese

Section: Satisfying Main Dishes for Every Occasion

This layered meatloaf casserole combines tender, seasoned ground beef with creamy mashed potatoes and a golden melted cheese topping. Perfect for family dinners or meal prep, it’s hearty, satisfying, and easy to customize with different cheeses or veggies. Prepare ahead and freeze for convenient portions, or enjoy leftovers that taste even better the next day. This all-in-one dish captures classic comfort food flavors in a simple, cozy presentation.

A woman wearing glasses smiles for the camera.
Published By Ioana
Updated on Sat, 27 Sep 2025 18:38:05 GMT
A slice of meatloaf with mashed potatoes and cheese. Bookmark
A slice of meatloaf with mashed potatoes and cheese. | ioanacooks.com

This layered meatloaf casserole transforms the classic comfort food duo into an all in one dinner masterpiece that feels like a warm hug after a long day. Instead of serving meatloaf and mashed potatoes separately, everything gets baked together with a golden blanket of melted cheese on top. It's the kind of hearty, satisfying meal that disappears fast when you bring it to the table and tastes even better as leftovers the next day.

I started making this when I had leftover mashed potatoes that needed using up, and it quickly became a weeknight staple. My kids actually prefer this version to traditional meatloaf because they get everything they want in one perfect bite.

Ingredients

  • Ground beef: using 80/20 or 85/15 blend provides the ideal balance of flavor and moisture without being too greasy
  • Plain breadcrumbs: help bind the mixture while keeping it tender, though Italian seasoned works beautifully too
  • Whole milk: softens the breadcrumbs and adds moisture to prevent a dry, dense texture
  • Large egg: acts as the crucial binder that holds everything together during baking
  • Ketchup: brings moisture, tanginess, and that classic meatloaf flavor everyone expects
  • Garlic powder and onion powder: season the meat perfectly without overwhelming other flavors
  • Mashed potatoes: using about 3 cups of freshly made or leftover potatoes, preferably Yukon Gold for their creamy texture
  • Sour cream and butter: transform ordinary mashed potatoes into an extra rich, restaurant quality topping
  • Sharp cheddar cheese: melts beautifully into a golden, bubbly crown that ties all the flavors together
  • Fresh parsley: adds a pop of color and freshness when sprinkled on top before serving

Step by Step Instructions

Prep the Pan:
Preheat your oven to 375°F and lightly grease a 9x9 inch baking dish. I like using a glass dish because you can see the beautiful layers forming as it bakes.
Mix the Meatloaf Base:
Combine ground beef, breadcrumbs, milk, egg, ketchup, garlic powder, onion powder, salt, and pepper in a large bowl. Mix gently with your hands just until everything comes together. Overmixing makes the meat tough and dense.
Form the Foundation Layer:
Press the meat mixture evenly into your prepared baking dish, creating a flat, compact layer that reaches all the corners. Use the back of a spoon to smooth the surface. Bake uncovered for 20 to 25 minutes until the meat is mostly cooked through.
Prepare the Potato Topping:
While the meatloaf bakes, warm your mashed potatoes slightly if using leftovers. Stir in sour cream and butter until the mixture becomes smooth and creamy. Taste and adjust seasoning with salt and pepper.
Layer the Potatoes:
Remove the meatloaf from the oven and carefully spread the mashed potato mixture over the top, creating an even layer from edge to edge. Use a spatula to make it smooth and level.
Add Cheese and Finish:
Sprinkle the shredded cheddar evenly over the mashed potatoes, making sure to cover the entire surface. Return to the oven and bake another 10 to 15 minutes until the cheese bubbles and turns golden brown.
Rest Before Serving:
Let the casserole cool for 5 to 10 minutes before slicing. This resting time helps the layers set so they hold together beautifully when you cut into squares.
A slice of meatloaf with mashed potatoes and cheese. Bookmark
A slice of meatloaf with mashed potatoes and cheese. | ioanacooks.com

The secret to perfect mashed potatoes in this dish is making them slightly thicker than usual so they hold their shape when sliced. I learned this the hard way after my first attempt resulted in runny potatoes that mixed with the meat layer.

Storage Tips

Store leftovers covered in the refrigerator for up to four days. The casserole reheats beautifully in the microwave or covered in a 350°F oven until warmed through. If the potatoes seem dry after reheating, stir in a splash of milk to restore their creamy texture.

Ingredient Substitutions

Ground turkey or chicken work wonderfully for a leaner version, though you might want to add an extra tablespoon of milk for moisture. Instant mashed potatoes are perfectly acceptable for convenience, just make them thicker than the package directions suggest. Different cheeses like mozzarella, Monterey Jack, or even pepper jack create delicious variations.

Serving Suggestions

This hearty casserole pairs perfectly with simple sides that won't compete for attention. A crisp green salad with vinaigrette cuts through the richness beautifully. Steamed broccoli or green beans add color and nutrition to the plate. For special occasions, a dollop of homemade or store bought gravy takes this comfort food to the next level.

Cultural Context

Meatloaf became an American staple during the Great Depression when home cooks needed to stretch ground meat as far as possible. The addition of mashed potatoes and cheese transforms this economical dish into something that feels indulgent and special while still maintaining its humble, homestyle roots.

A slice of meatloaf with mashed potatoes and cheese. Bookmark
A slice of meatloaf with mashed potatoes and cheese. | ioanacooks.com

Frequently Asked Questions About Recipes

→ Can I prepare this meatloaf casserole ahead of time?

Yes, you can assemble everything up to the cheese layer and refrigerate for up to 24 hours. Bake as directed, adding a few extra minutes if chilled.

→ What type of potatoes work best?

Yukon Gold or Russet potatoes are ideal for creamy mashed potatoes that hold their shape well.

→ Can I use instant mashed potatoes?

Absolutely, just ensure they’re slightly thicker than usual to maintain structure when layered.

→ Is it possible to add gravy?

Yes, either homemade or store-bought gravy can be poured on top to enhance flavor before serving.

→ Can this dish be frozen?

Yes, once fully baked and cooled, slice into portions and freeze up to 2 months for convenient weeknight meals.

Meatloaf Mashed Potatoes Cheese

Tender meatloaf with creamy mashed potatoes and melty cheese in a single dish.

Time Needed to Prep
15 minutes
Cooking Duration
40 minutes
Overall Time
55 minutes
Published By: Ioana

Category of Recipe: Main Dishes

Preparation Difficulty: Easy to Make

Type of Cuisine: American

Number of Portions: 6 How Many It Serves

Dietary Preferences: ~

Ingredients You'll Need

→ Meatloaf Base

Ingredient 01 1½ pounds ground beef (80/20 or 85/15)
Ingredient 02 ½ cup plain breadcrumbs
Ingredient 03 ¼ cup whole milk
Ingredient 04 1 large egg
Ingredient 05 3 tablespoons ketchup
Ingredient 06 1 teaspoon garlic powder
Ingredient 07 1 teaspoon onion powder
Ingredient 08 1 teaspoon salt
Ingredient 09 ½ teaspoon black pepper

→ Mashed Potato Layer

Ingredient 10 3 cups prepared mashed potatoes
Ingredient 11 2 tablespoons sour cream
Ingredient 12 2 tablespoons butter
Ingredient 13 Salt and pepper to taste

→ Cheese Topping

Ingredient 14 1½ cups shredded sharp cheddar cheese
Ingredient 15 2 tablespoons chopped fresh parsley (optional)

Steps to Follow

Step 01

Preheat oven to 375°F (190°C). Lightly grease a 9×9-inch baking dish or line with parchment paper for easy removal.

Step 02

In a large bowl, combine ground beef, breadcrumbs, milk, egg, ketchup, garlic powder, onion powder, salt, and pepper. Mix gently until just combined, avoiding overworking the meat.

Step 03

Press meat mixture evenly into prepared baking dish, creating a flat, compact layer. Bake uncovered for 20-25 minutes until partially cooked through.

Step 04

While meatloaf bakes, combine mashed potatoes with sour cream and butter. Mix until smooth and creamy. Season with salt and pepper to taste.

Step 05

Remove meatloaf from oven and carefully spread prepared mashed potatoes evenly over the surface, creating a smooth layer from edge to edge.

Step 06

Sprinkle shredded cheddar cheese evenly over mashed potatoes. Return to oven and bake 10-15 minutes until cheese is melted, bubbly, and golden brown.

Step 07

Allow casserole to rest for 5-10 minutes before slicing to help layers set. Garnish with fresh chopped parsley if desired and serve warm.

Extra Tips

  1. Use 80/20 ground beef for optimal moisture and flavor balance
  2. Don't overmix the meat mixture to prevent tough, dense texture
  3. Make mashed potatoes slightly thicker than usual so they hold their shape when sliced
  4. Let the casserole rest before cutting to prevent layers from sliding apart
  5. Can be assembled up to 24 hours ahead and refrigerated before baking

Tools You'll Need

  • 9×9-inch baking dish
  • Large mixing bowl
  • Potato masher or ricer
  • Sharp knife for slicing
  • Measuring cups and spoons

Allergen Information

Carefully check food labels for allergens and consult an expert if you're uncertain.
  • Contains dairy (milk, sour cream, butter, cheese)
  • Contains eggs
  • Contains gluten (breadcrumbs)