Chocolate Banana Bread

Section: Indulgent Desserts for Sweet Endings

This chocolate banana bread is extra moist, rich, and naturally sweetened with ripe bananas. Made with oat flour, cocoa powder, and nut butter, it offers a wholesome twist without oil or refined sugar. Whether served warm with a cup of coffee or packed for an on-the-go snack, it delivers deep chocolate flavor balanced by the natural sweetness of bananas. Optional protein powder boosts its nutritional value, while chocolate chips make every slice indulgent. Easy to make in one bowl, this bread keeps well for several days and tastes even better after resting overnight.

A woman wearing glasses smiles for the camera.
Published By Ioana
Updated on Mon, 29 Sep 2025 18:03:22 GMT
Three layers of chocolate banana bread. Bookmark
Three layers of chocolate banana bread. | ioanacooks.com

Chocolate Banana Bread is the recipe I turn to whenever my kitchen overflows with ripe bananas. It is moist, deeply chocolatey, yet still wholesome enough to enjoy for breakfast or as a dessert without guilt.

I first baked this loaf after buying far too many bananas on sale. Since then, it has become a family favorite that I make whenever bananas ripen too fast.

Ingredients

  • Ripe bananas: Provide natural sweetness and moisture. Choose bananas with brown spots for the best flavor.
  • Eggs: Add richness and structure. If desired, replace with flax or chia eggs for a vegan option.
  • Nut butter: Like almond or peanut creates tenderness and healthy fats. Sunflower seed butter works for nut free baking.
  • Oat flour: Keeps it gluten free and high in fiber. Almond or wholewheat flour can be substituted.
  • Cocoa powder: Supplies deep chocolate flavor. Use an unsweetened, high quality brand.
  • Granular sweetener: Such as monk fruit or coconut sugar balances the flavors.
  • Vanilla extract and sea salt: Round out the taste.
  • Baking powder: Ensures the loaf rises properly.
  • Chocolate chips: Melt into the bread for bursts of indulgence.

Step by Step Instructions

Prepare:
Preheat oven to 350°F or 180°C. Line a loaf pan with parchment paper or grease lightly to prevent sticking.
Mix Wet Ingredients:
Mash bananas in a large bowl until smooth. Stir in nut butter and eggs until blended, then add sweetener, vanilla, and salt. Whisk for about two minutes until evenly combined.
Add Dry Ingredients:
Gently stir in oat flour, cocoa powder, and baking powder until just combined. Fold in chocolate chips. Avoid overmixing to keep the loaf light.
Bake:
Pour batter into the loaf pan. Top with extra chocolate chips if desired. Bake for 30 to 40 minutes, testing with a toothpick until it comes out clean.
Cool:
Let loaf rest in the pan for 15 minutes. Remove carefully and cool completely before slicing to ensure clean slices.
Three slices of chocolate banana bread. Bookmark
Three slices of chocolate banana bread. | ioanacooks.com

I especially love the richness from cocoa powder. Every time I open the container it reminds me of baking with my grandmother, who always insisted on using the best cocoa she could find.

Storage Tips

Cool completely before storing. Wrap in foil or keep in an airtight container. It lasts three days at room temperature, five in the fridge, or up to three months frozen.

Ingredient Substitutions

Replace eggs with flax eggs for vegan. Swap oat flour with almond flour for low carb. Use sunflower butter for nut free. Choose dark chocolate chips for less sugar.

Serving Suggestions

Enjoy warm with a smear of nut butter for breakfast. Serve with vanilla yogurt for a balanced snack. Dress it up with whipped cream or ice cream for dessert.

Cultural Context

Banana bread became popular during the Great Depression when home cooks found ways to use overripe fruit. Adding cocoa and chocolate chips is a modern twist that transforms it into something indulgent yet wholesome.

A slice of chocolate banana bread. Bookmark
A slice of chocolate banana bread. | ioanacooks.com

Frequently Asked Questions About Recipes

→ How ripe should bananas be for this bread?

Use very ripe bananas with dark spots on the peel for maximum sweetness and moisture. Yellow bananas won’t provide the same flavor.

→ Can I make this bread vegan?

Yes, replace the eggs with flax eggs and choose dairy-free chocolate chips to create a fully vegan version.

→ What flour works best for this bread?

Oat flour is recommended, but you can also use almond flour, whole wheat flour, or a combination for different textures.

→ Can I add protein powder?

Yes, replace part of the flour with protein powder for extra nutrition. Casein or plant-based powders keep the bread moist.

→ How should I store chocolate banana bread?

Store in an airtight container at room temperature for 3 days, in the fridge for 5 days, or freeze for up to 3 months.

→ What mix-ins can I add?

Walnuts, pecans, dried fruits, or blueberries make great additions alongside the chocolate chips.

Chocolate Banana Bread

Moist chocolate banana bread made with oat flour, nut butter, and ripe bananas. Perfect for breakfast or dessert.

Time Needed to Prep
15 minutes
Cooking Duration
40 minutes
Overall Time
55 minutes
Published By: Ioana

Category of Recipe: Desserts

Preparation Difficulty: Easy to Make

Type of Cuisine: International

Number of Portions: 10 How Many It Serves (1 loaf)

Dietary Preferences: Made for Vegetarians, No Gluten, Dairy-Free Suitable

Ingredients You'll Need

→ Main

Ingredient 01 3 medium ripe bananas (about 360 g)
Ingredient 02 2 large eggs
Ingredient 03 60 g nut butter (almond, peanut, cashew, or sunflower seed)
Ingredient 04 70 g granular sweetener (monk fruit or brown sugar)
Ingredient 05 1 tsp vanilla extract
Ingredient 06 1/6 tsp sea salt
Ingredient 07 150 g oat flour (or preferred flour)
Ingredient 08 50 g cocoa powder
Ingredient 09 2 tsp baking powder
Ingredient 10 40 g chocolate chips

→ Optional High Protein

Ingredient 11 50 g protein powder (replace 50 g flour)

Steps to Follow

Step 01

Preheat oven to 350°F (180°C). Line a 20 cm loaf pan with parchment paper or grease with butter or oil.

Step 02

Mash bananas in a large bowl until smooth. Stir in nut butter and eggs, then add sweetener, vanilla extract, and salt. Mix until combined.

Step 03

Fold in oat flour, cocoa powder, and baking powder. Stir until just combined. Add chocolate chips and gently fold.

Step 04

Pour batter into loaf pan. Top with extra chocolate chips if desired. Bake 30–40 minutes until a toothpick comes out clean.

Step 05

Let cool in pan for 15 minutes, then transfer to a rack. Cool completely before slicing.

Extra Tips

  1. Use very ripe bananas with dark spots for best sweetness and texture.
  2. Do not overmix the batter to avoid a dense texture.
  3. The flavor develops further if rested overnight before serving.

Tools You'll Need

  • Loaf pan (20 cm)
  • Mixing bowls
  • Whisk or fork
  • Spatula
  • Oven

Allergen Information

Carefully check food labels for allergens and consult an expert if you're uncertain.
  • Contains eggs
  • Contains nuts if nut butter is used
  • Contains chocolate